Plus, there are a family of Citi cards that enhance the earning potential (Custom Cash, Rewards +). Wells Fargo Active Cash® Card: Best for earning 2% cash rewards on purchases (including Amazon) Citi® Double Cash Card : Best for 2% cash back everywhere with a long intro 0% APR on balance. So if you open the Citi Double Cash® Card, you receive no interest for the first 18 months on balance transfers (then 19. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Credit. Gotcha. Annual fee: $95. Credit Cards. 10% APY, while those with a. The Wells Fargo Active Cash® Card is an exception. Wells Fargo Active Cash® Card Review: $200 Cash Rewards Bonus. Up to 2% cash back. DoorDash Rewards Mastercard® vs. If you're looking to make a large purchase. Rates & Fees. I've got the Amazon card, Amex blue cash. Chase Sapphire Preferred Wells Fargo Active Cash. The Wells Fargo Active Cash® Card earns 2% cash rewards on purchases, and without any hoops to jump through. Typically, when you make purchases on a credit card, you are given a grace period of around 30 days before you owe any interest. Wells Fargo Active Cash 8 /r/creditcards, 2023-01-27, 08:32:44 Help picking a credit. For instance, the Wells Fargo Active Cash® Card comes with up to $1,200 per year in cellphone protection against damage or theft (across two potential claims, minus a $25. The Citi Double Cash and Wells Fargo Active Cash have similar earning rates and no annual fee, but one offers more benefits. The Citi Double Cash Card is a better credit card than Capital One Quicksilver because it provides more ongoing value. Citi Double Cash. 36 cash back per year with Blue Cash Everyday from American Express and $240. Simply pay your monthly cell phone bill with your Wells Fargo Active Cash card and you can receive up to $600 of cell phone protection against damage or theft. WF has the ability to link to your PayPal so you don't have to wait for the $25 redemption minimum if you select that card as a payment method. With the Wells Fargo Active Cash Card you get a similar $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months. Learn more: Citi® Double Cash Card. Wells Fargo Cash Wise Visa – The two cards tie. Other options include the ability to redeem for cash at a Wells Fargo ATM (in $20 increments) or for gift cards (in $25 increme nts). Some of the PayPal card’s top competitors -- like the Wells Fargo Active Cash® Card and the Citi Double Cash® Card -- both offer a similar rewards program. Simply pick up the phone to call Visa Signature Concierge. Bottom Line: The Freedom Unlimited card best rewards travel purchased through the Chase Ultimate Rewards travel portal, for dining, and at drugstores. Welcome Bonus. $0. The Wells Fargo Platinum Card had a 0% intro APR offer that differed from the one currently available with the Active Cash Card. Citi double cash declined me several times in 6 months, a couple times at a restaurant right by my house. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. Its score was 805, just a few points below the national average for credit card issuers. 24%, or 29. Wells Fargo Platinum card: Best for those looking for a longer 0% APR period. $0 annual fee. The card offers an 0% introductory annual percentage rate on purchases and qualifying balance transfers made within the first 120 days for 21 months from account opening (then a variable APR of 18. The Wells Fargo Active Cash Card earns 2% cash rewards on purchases and charges no annual fee. Cardholders earn 5% back on the first $1,500 on quarterly bonus purchases (once activated) like. 73. You may also call 1-800-642-4720. car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24. Credit Cards. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Card Name. Wells Fargo Active Cash Visa® Card 2% cash back on everything Citi Custom Cash Card 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter - Is this only for 1 category?By our calculations, those who spend $2,000 per month (or $24,000 per year) will earn the same $480 in cash back with both the Citi Custom Cash and Citi Double Cash. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. » MORE: Credit cards that earn 2% cash back or more on purchasesA prime choice would be the 2 percent cash rewards rate from the Wells Fargo Active Cash card or the similar Citi Double Cash® Card since it earns up to an unlimited 2 percent cash back (1. It essentially means you have 0% cashback until you spend exactly $1,250 to reach the $25 increment. The Wells Fargo Active Cash looks like it might be the best, especially with its $200 signup bonus, but redeeming in $25 increments is kind of a deal breaker for me. Both provide a flat 2% rewards and both also have 3% foreign transaction fees. This portal only worked with cards that get cash rewards like the Dividend and the Double Cash. 6 min read Sep 08, 2023. 31, 2024. Rewards Rate. Alternative Cards to the Wells Fargo Active Cash Card Citi Double Cash. For a $0 annual fee, the card earns 2% cash. 6 min read Sep 08. 24%, 25. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Wells Fargo Active Cash Card: Earn unlimited 2% cash rewards on purchases; Capital One SavorOne: Earn 10% cash back on Uber & Uber Eats purchases (through 11/14/2024)Card type: Cash back. Pros: - 2% back on all purchases everywhere MasterCard is accepted. Wells Fargo Active Cash® Card (rates and fees). Citi® Double Cash Card: Best for pairing. 3. Citi. With Citi Double Cash you get 1% back at the end of the statement cycle of the charge and 1% back at the end of the statement cycle of the payment. Application Link. 24% - 29. For example, Chase Freedom Unlimited® can give better overall value due to its bonus categories, offering 1. So I'm looking at cards that always provide at least 2% cashback regardless of category. Since the Active Cash get’s 2% cash back absolutely everywhere, I suspect it would earn more cash back for many family’s purchases since bills, car repairs, doctor bills, electronics, etc. Rocket Visa Signature Card vs. The Wells Fargo Active Cash® Card earns 2% cash rewards on purchases, and without any hoops to jump through. $200 SUB with $500 spend on the WF AC, vs. Increased Cash Back Potential: If you shop online through the Rewards Center Earn Mall, you can access over 1,100 stores and earn more cash back. But the Citi Custom Cash Card would. Citi Double Cash® Card vs Wells Fargo Active Cash® Card. Citibank’s and Wells Fargo’s checking accounts are standard for large, national banks, and both banks offer a sign-up bonus. Citi Double Cash. Wells Fargo Active Cash® Card. This card is. Wells Fargo Active Cash Card vs. The Citi Double Cash Card earns a net 2% cash back on purchases — 1% when purchases are made and another 1% when they’re paid off, plus, for a limited time, 5% total cash back on hotel, car. Each eligible transaction will earn 2% cash back on all eligible purchases. Rewards: 2% cash back on all purchases for PenFed Honors Advantage members and 1. I complained and escalated and eventually cancelled. The Wells Fargo Active Cash® Card earns 2% cash rewards on purchases and offers a $0 annual fee, 0% intro APR for 15 months from. The $25 redemption limit doesn't bother me because I don't do anything with that little bit of cash back anyway. Intro APR of 0% for 12 months from. So great if you want to float several thousand for 15 months putting it in money market instead earning a sweet 4. This is my default cashback combo that I would honestly be happy with using. There’s a welcome bonus of $100 statement credit after spending $1,000 on purchases in the first. S. The American Express Blue Business Cash™ Card. (Although I feel the Wells Fargo Active Cash is far superior to the CDC) CCC you get 5% on $500 so $25 in cash back and the remaining $1,500 is all at 1% so $15. 99% variable APR applies. ) has been far better than Synchrony Bank on my Sam's Mastercard. Receive two free years of Lyft Pink All Access (valued at $199/year) and a third year at 50% off when you activate a membership by Dec. Certainly any big regulatory changes, particularly on interchange fees, could make any 2% card non-viable, but personally if I were looking for a new 2% card the Double Cash would probably beat out the Evergreen and the Active Cash. Holders of the Citi Rewards+® Card and Citi Double Cash® Card can transfer points to a shorter list of travel partners. Citi Double Cash® Card. The no-annual-fee Wells Fargo Active Cash offers up to $600 of cellphone protection against damage or theft when you pay your monthly cell phone bill with your card (subject to a $25 deductible. the Citi Double Cash card doesn’t require a Fidelity account and offers a 0% intro APR on balance transfers for 18 months. Wells Fargo Active Cash offers a sign-up bonus, a 0% intro APR offer, and cell phone insurance, while Citi Double Cash has a simple cash-back rate. Other cash back cards earn more back. 5% cash-back cards because it doesn't require you to activate bonus. Unlimited 2% cash back (you earn 1% when you make a purchase and 1% when you pay it off on time) Welcome offer of 20,000 ThankYou® Points, redeemable for $200 cash back, when you spend $1,500 on. Best for flat-rate cash back. The Wells Fargo Active Cash® Card offers unlimited 2% cash rewards on all purchases and a generous sign-up bonus with no annual fee. When it comes to ongoing rewards, Wells Fargo Active Cash offers a higher base earning rate on purchases. - Plenty of. These are the popular cards that most people can accessibly earn a good flat-rate cash back. Not a banking app, just through PayPal (which most people already have). Though we value Capital One miles at around 1. This effectively turns the Double Cash into a 2. Wells Fargo Active Cash® Card. Wells Fargo is stingy on credit limits. Citi® Double Cash Card : Best for earning 2% cash back with a long intro APR. The Fidelity Card requires a Fidelity account to deposit the money into. Citi Double Cash Card. Annual fee: $0. Anything over the monthly $2,000, you’ll start to earn more with the Citi Double Cash — that makes the flat-rate cash back card a better choice for big spenders. Given that several banks offer credit cards earning 2% on all. Citi Double Cash Card vs. 5% cards do. 22%. Wells Fargo Active Cash® Card The Costco Citi Card earns 2% cash back at Costco, but only a paltry 1% cash back on non-category purchases. Its main quirk is how the card. Really covers almost everything, and then Wells Fargo active cash for 2% back on everything else, and the rewards pool with the autograph. Rewards: 5% cash back on the first $5,000 of eligible gas, grocery, internet, cable, satellite TV, and mobile phone. 24% (Variable) APR applies. Capital One Quicksilver Cash Rewards. The Wells Fargo Active Cash® Card offers a similar benefits spread of all no-annual-fee cards, but it beats the Capital One Quicksilver Cash Rewards for cash rewards. Citi Double Cash® Card (see rates and fees). The Wells Fargo Active Cash offers an unlimited 2% cash rewards rate on purchases and charges no annual fee. The Wells Fargo Active Cash signup bonus sees you getting a cash bonus of $200 cash rewards bonus when you spend $500 in purchases in the first 3 months. Wait a few months and see if you can convert the Citi Double Cash to the other new card announced this week, the Citi Custom Cash MasterCard. S. Chase Freedom Unlimited. Few cards offering an unlimited 2% cash back on spending provide meaningful extras and perks, but the Wells Fargo Active Cash® Card offers cell phone protection. Best Cash Back Credit Cards of November 2023. The Wells Fargo Active Cash® Card might be the most direct competitor to the TD Double Up Credit Card. Similar to the Venmo Card, the Citi Custom Cash rewards are flexible to your spending. $0. 3. While Citi has an APR range, Wells Fargo has three possible rates, depending on your credit. . Citi® Diamond Preferred® Card vs. (SUB + 2% of 10K) same spend but double the rewards. The Citi Double Cash® Card is often regarded as the torchbearer when it comes to cash back cards. JS by Jason Steele. The Wells Fargo Active Cash® Card comes with a good array of benefits, which include cell phone protection, roadside dispatch, travel emergency assistance,. The Citi Double Cash Card provides cardholders with 2% cash back for their purchases, one of the best flat rates available. Plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through. Citi Custom Cash® Card. Wells Fargo Active Cash vs. The Wells Fargo Active Cash® Card offers 2%. With Citi Double Cash the $25 is the redemption minimum, so once you accrued over $25, you can redeem the entire cash back balance. Like the Active Cash, the Citi Double Cash offers a flexible rewards program. com In head-to-head competition, which of these rewards credit cards wins out? Here’s what. The Wells Fargo Active Cash® Card also has an intro APR offer (0% intro APR on purchases and qualifying balance transfers for 15 months from account opening, then a 20. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). American Express Blue Cash Everyday: 3x groceries, online purchases, gas. However, your earning potential can be higher if you’re spending habits don’t align with the bonus tiers. Wells Fargo Active Cash ® Credit Card. Aside from the annual fees (the Amex Blue Cash Preferred Card has an annual fee of $0 intro for the first year, then $95, while the Blue Cash Everyday® Card from American Express has no annual. Capital One Quicksilver Cash Rewards. Chase Freedom Unlimited spending example. Regular APR is high: The main draw for this card is the introductory APR to help you pay down debt. Using the card for. You'll find great stories as well as horror. 1. In this Citi Double Cash Card. 24 percent. coopdude • 3 days ago. See related: Wells Fargo Active Cash vs. Historical Offers Chart. I have a few other cash back cards, my main one is Citi® Double Cash Credit Card. Citi Double Cash Review; Chase Ink Cash Review; Capital One Quicksilver Review. Its limited-time offering of 10% cash back for Uber and Uber Eats. The Active Cash earns 2% cash. Earn unlimited 2% cash rewards on purchases. Regardless if you are successful or not, then apply for the Wells Fargo Active Cash Visa. Citi Simplicity cons. The Citi Double Cash Card is a better credit card than Capital One Quicksilver because it provides more ongoing value. But if you are looking for something that might be better I think the new PayPal credit card, which isn't available yet, would be a strong consideration. Skip Navigation. Plus, there are a family of Citi cards that enhance the earning potential (Custom Cash, Rewards +). AC has an interest-free promo period on purchases and BTs, where DC’s promo is only for BTs. The Wells Fargo Active Cash Card is a flat-rate cash back credit card. Rewards Rate. Wells Fargo Active Cash® Card. Wells Fargo Active Cash even offers an introductory purchase. Earn a $200 cash rewards bonus after spending $500 in purchases in the first three months. Though not quite as straightforward as a flat 2% cash-back card, the Double Cash rewards 2% cash back on all purchases—1% when purchases. So for example if you have $45 accrued, you can only redeem $25 and will have $20 left. Plus, the card’s lengthy. Chase Sapphire Preferred Wells Fargo Active Cash. If you plan to get the Citi trifecta get Double Cash because it earns ThankYou puts that you can use for travel and potentially get more than 2%. Though we value Capital One miles at around 1. This coverage is limited to up to 2 claims per 12-month period and there is a $25 deductible per claim. The Wells Fargo Active Cash® Card for introductory perks and 2% on. You must select Apply Now on this page to take advantage of this specific offer. 99% variable APR. I wouldn't want a Wells Fargo account and I think Citi has the most stable product currently. The Wells Fargo Active Cash® Card is a no-annual-fee credit card that earns unlimited 2% cash rewards on purchases. Best. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs. Secured card: Capital One Platinum Secured vs. 5/10 CNET Rating See Rates & Fees Apply Now On Wells Fargo's secure website Intro Offer $200 cash rewards Annual fee $0 APR 20. The Citi Double Cash® Card has an annual fee of $0 and earns 2% cash back on all purchases—1% when purchases are. The WF Active Cash, on the other hand, provides 0% intro APR for 15 months on both purchases and balance transfers. supermarket purchases -- one of the best cash-back rates around for that category -- is the driving force behind the Blue Cash Preferred’s usefulness. Aside from the credit card partnership, they actually do own a portion of the company. Wells Fargo Active Cash℠ Credit Card. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months 1Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. 3. Citi Double Cash. Rewards rate: Up to 2 percent cash back on all purchases (1 percent when you buy, plus 1 percent when. The Citi Double Cash Card is the winner over Discover it® Cash Back. (If you aren’t successful, apply for the Custom Cash sometime after that. Bank Visa® Platinum Card *. The Citi® Double Cash Card is a $0 annual fee credit card that earns 1% back on all purchases. 5 card will immediately give you $200 of value for hitting the SUB while a 2% card will have to take years to give you that same value you can get in just a couple. For example, the Wells Fargo Active Cash® Card earns 2% cash rewards on purchases, and the Citi® Double Cash Card. 31 back. Wells Fargo Active Cash®. New cardholders can also earn a $200 cash rewards bonus after spending $500 in purchases within. 99%. Intro APR on balance transfers: The Reflect Card offers 0% intro APR for 21 months from account opening on qualifying balance transfers, then 18. Tiered cards provide different cash-back rates for different types of purchases. Who the. There are no category restrictions and cash rewards don’t expire as long as your account remains open. The Citi Double Cash and Wells Fargo Active Cash have similar earning rates and no annual fee, but one offers more benefits and a welcome bonus. The Wells Fargo Active Cash® Card, which launched in July 2021, has quickly distinguished itself as one of the best cash-rewards cards on the market. The Citi Double Cash and the Wells Fargo Active Cash are the best options in this category. With the Citi Double Cash® Card you can. (Though paying statement balances in full. THE POINTS GUY. Wells Fargo Active Cash® Card 3. 84 that could reasonably be charged to a credit card would earn $168. Citi’s Double Cash Card lets you earn a net of 2% cash back on purchases — 1% when purchases are made and another 1% when they’re paid. This card also comes with no annual fee, and new cardholders get a 0% intro APR on. Citi Double Cash® Card. JS by Jason Steele Edited by Ryan M Tronier July 31, 2023. 24%. . Citi Double Cash (2% catch all) US Bank Cash+ (5% on two choice categories - Streaming and Utilities for me). Wells Fargo Active Cash® Card. Also Wells Fargo has a $300 checking account bonus right now. Citi® Double Cash Card vs. 1 day ago · What is a negative credit card balance? A negative credit card balance is a balance below zero. 24% or 29. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. I’m looking at getting 1 of these 2 options, mainly to pay wedding vendors. And you'll generally outearn the Apple Card when it comes to most mobile wallet purchases. The Citi® Double Cash Card is another $0 annual fee cash-back card, boasting 2% cash back versus the Capital One. Generally, Wells Fargo has higher rates, so in combination with the shorter 0% rate period, Citi is more attractive. The card has a $0 annual fee, too. The Citi Double Cash® Card is a longstanding leader among cash-back cards. It also earns an unlimited 2%. Bread Cashback™ American Express® Credit Card * vs. 6. - Working and useable interface and app. hotels, Airbnb, Uber/Lyft, taxi), and streaming, and Wells Fargo active cash for 2% on everything else, like Costco. So I signed up for Wells Fargo checking account so I could deposit my active cash cash back into the checking account. Both the Citi® Double Cash Card and the Fidelity® Rewards Visa Signature® Card charge no annual fee and offer cardholders a solid 2% cash back (the industry standard is 1. Wells Fargo Active Cash (2% flat-rate cash back, 3% FTF) - $200 SUB for $1000 spend. The only caveat is that there's a $2,500 combined spending limit on the 3% and 2% categories each quarter, after which you'll earn just 1% back. It also offers a. Best for 2% Cash Back: Wells Fargo Active Cash® Card. . Take a look at this table to quickly compare the primary benefits of both cards. 24% to 29. The Citi Double Cash® Card also earns an unlimited 2% cash back—but with 1% earned when a purchase is made and the other 1%. Citi Double Cash (DC) may be more worthwhile if you like 2% flat cashback. AC has an interest-free promo period on purchases and BTs, where DC’s promo is only for BTs. Look up Alliant credit Union signature visa 2. Benefits and Drawbacks. Pros 2% cash back on. So in terms of a SUB, the Active Cash has a better SUB, both in dollar amount and required spend. Wells Fargo Active Cash® Card Review: $200 Cash Rewards Bonus. Best for 2% Cash Back: Wells Fargo Active Cash® Card. 5% card. The no-annual-fee Citi Double Cash® Card, for example, offers redemption flexibility with its rewards and has a 0% intro APR on balance transfers for 18 months. Take a look at this table to quickly compare the primary benefits of. Wells Fargo Active Cash® Card vs. Skip To Content Toggle Menu Back. Wells Fargo Active Cash vs. Welcome bonus: None. 99% Variable regular APR after that) An introductory APR of 0% for 15 months from account opening on qualifying balance transfers. Learn More About the Active Cash HERE: “Show More” to see my Favorite Financial Tools MY FINANCIAL TOOLS 💳 Credit Car. 24% to 28. Card Details. Citi Double Cash® Card. With the Double Cash Card, however, you earn 1% when you make the purchase and. Wells Fargo Active Cash® Card. Further the points have a cash value of 100 points per dollar (or 1000 points per $10 as they stated), and points can be redeemed for cash at any time. Once the introductory period is over, the regular APR ranges from 19. This is a fairly competitive welcome bonus for. Wells Fargo Active Cash® Card Best cards to pair with the Citi Double Cash Card When pairing credit cards, it’s best to choose a card that supplements and even makes. Read the Wells Fargo Active Cash ® Credit Card Agreement and the Wells Fargo Active Cash ® Card Guide to Benefits to learn more. The Active Cash earns 2% cash. To learn more, please visit Wells Fargo Balance Transfers. Wells Fargo Active Cash® Card is a great card that also has a simple rewards structure. Wells Fargo Active Cash® Card;. Downside is that redemptions can only be made in $25 increments, where earned Citi DC rewards can be redeemed in any amount. Alliant Visa® Platinum * vs. Active Cash. 99% variable) Earn $200 after spending $500 in the first 3 months and unlimited 2% cash rewards on purchases. Double Cash might be better for a traveler because of the transfer partners it has and the potential to combine points with Citi Premier. Citi Double Cash. It is also possible Wells Fargo cash back options will be less user-friendly than some other cards (i. 24%, or 29. Note, the Citi Custom Cash technically earns basic ThankYou points, so your welcome bonus will be rewarded in the form of points (redeemable for $200 in cash. The Citi Double Cash Card is a great cash-back option with no annual fee. 2% flat rate and then 3% on PayPal. The Chase Freedom Unlimited requires you to spend $500 in the first three months while the Wells Fargo Active Cash requires $1,000 in spending in the first three months. 24%, 24. Here’s an overview of how cash back works on credit cards: Earn a percentage of the amount paid every time you make a qualifying purchase with your cash back credit card. The $18,088. One big reason why the Citi Double Cash Card wins this matchup is that it offers a very generous ongoing rewards rate: 2% cash back on every purchase (1% when you buy and 1% as you pay for those purchases), plus 5% total cash. Wells Fargo Active Cash® Card. A Penny Pinchers Guide to Personal Fi…Here you will find the Wells Fargo Active Cash vs Citi® Double Cash Card comparison where we will evaluate the features, fees, rewards and other benefits of both the cards and compare both of them. Still better than many of its better-known 2% competitors, including the Citi Double Cash, Wells Fargo Active Cash, FNBO Evergreen, Synchrony Premier, (Synchrony-issued) PayPal Cashback Mastercard, all of which charge a 3% FTF. One area where it stands ahead of the Wells Fargo Active Cash. Learn more about this card. Bank of America Unlimited Cash Rewards vs. 5% cards do. The Citi Double Cash and Wells Fargo Active Cash have similar earning rates and no annual fee, but one offers more benefits and a welcome bonus. but I prefer my Citi double cash card, which is 2% as well. 1. Use the accumulated cash back for a statement credit, check or direct. Citi Double Cash v. With the Wells Fargo Active Cash, the same. If you're thinking about getting this card, you should also compare it to its closest rival, the Citi Double Cash® Card from our partner Citi, which offers 1% cash back on purchases and 1% cash back after paying your bill. Never had that problem with any other card. Read the Wells Fargo Active Cash ® Credit Card Agreement and the Wells Fargo Active Cash ® Card Guide to Benefits to learn more. The Hawaiian Airlines World Elite Mastercard earns 3 HawaiianMiles on eligible purchases with Hawaiian Airlines. Wells Fargo Active Cash® Card The Costco Citi Card earns 2% cash back at Costco, but only a paltry 1% cash back on non-category purchases. The Wells Fargo Active Cash offers a $200 cash rewards bonus if you spend $1,000 within the first three months (roughly $334 a month) of account opening. This card doesn’t have any bonus categories as tiered rewards cards do. Thinking of making the new Wells Fargo Active Cash my baseline card and do a product change with Citibank Double Cash to Citibank Custom Cash?…Wells Fargo Active Cash vs Chase Freedom Unlimited 3 /r/creditcards, 2023-04-16, 17:24:09. The CFU has even more potential because it can be combined with the Chase Sapphire Preferred or Reserve. This Visa Signature. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). A number of other flat-rate cash-back cards earn 1. Citi Double Cash Card. 5 card + SUB is worth more in the short term than a 2% card in th short term, the 1. The Wells Fargo Platinum offered a 0% intro APR on qualifying balance transfers for. This Wells Fargo Active Cash Card review covers the pros and cons of this credit card, including its high cashback rewards and welcome bonus. I just don't like the more limited visibility into WF. While the benefits of the Citi Double Cash Card are minimal, the Wells Fargo Active Cash Card is more powerful, offering benefits. 5% back, though cards like the Wells Fargo Active Cash® Card are raising the bar. Pros 2% cash back on. 2. Bank of America Unlimited Cash Card vs. 5%). 3. Chase Sapphire Preferred Wells Fargo Active Cash® Chase Sapphire Reserve Citi Double Cash Citi Diamond Preferred Chase Ink Business Unlimited American Express Blue Business Plus. The Wells Fargo Active Cash® Card is one of a number of unlimited 2% flat-rate cash-back cards on the market. It offers 1.